Life Insurance: choose the cost-effective coverage you need
A financial safety net
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Whether you’re married with kids, or have a partner or other relatives who depend on you financially, having life insurance can be important. Life insurance provides money, or what’s known as a death benefit, to your chosen beneficiary after you die. It can help give your loved ones access to money when they need it.
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How much insurance coverage do you need?
Financial experts often recommend purchasing 10 to 15 times your annual income in coverage, although your personal number may be higher or lower. Here are some of the most important considerations for choosing a minimum amount of life insurance.